FICO (NYSE: FICO) is a leading analytics software company, helping businesses in 80+ countries make better decisions that drive higher levels of growth, profitability and customer satisfaction. The company’s groundbreaking use of Big Data and mathematical algorithms to predict consumer behavior has transformed entire industries.
FICO provides analytics software and tools used across multiple industries to manage risk, fight fraud, build more profitable customer relationships, optimize operations and meet strict government regulations. Many of our products reach industry-wide adoption — such as the FICO® Score, the standard measure of consumer credit risk in the United States. FICO solutions leverage open-source standards and cloud computing to maximize flexibility, speed deployment and reduce costs. The company also helps millions of people manage their personal credit health. FICO: Make every decision count™.
Founded in 1956, FICO introduced analytic solutions such as credit scoring that have made credit more widely available, not just in the United States but around the world. We have pioneered the development and application of critical technologies behind decision management. These include predictive analytics, business rules management and optimization. We use these technologies to help businesses improve the precision, consistency and agility of their complex, high–volume decisions.
Our solutions include:
FICO® Data Orchestrator by FICO
FICO® Data Orchestrator is a SaaS or on-premises data retrieval and mapping solution that can access, gather and transform data from corporate or public facing information services, such as credit reference agencies. Organizations can transform multiple sources of data to improve operational intelligence, risk management and usability. The open, pluggable architecture lets developers incrementally add new data interfaces to an existing system, or construct a product library to use in other implementations.
FICO® Decision Management Platform helps you easily and cost effectively evaluate, deploy and scale cloud-based and on-premise analytic solutions for real-time decision management. It accelerates your ability to infuse precision and speed into your decision making processes and customer interactions.
The Platform leverages and extends FICO’s industry-leading decision management tools for embedding business rules, analytics, optimization and adaptive control to automate and improve strategies. It encompasses the latest innovations in open source and cloud-based technologies to allow businesses of any size to apply customer-centric solutions easily and cost-effectively.
FICO® Model Builder by FICO
Model Builder gives you the power to inform your business decisions with insight into future outcomes. By better predicting behaviors, you can increase the precision of your data-driven decision applications and substantially impact your bottom line.